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128 bit SSL Secured |
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| 128 bit SSL Secured Server certified by Thawte, UK. |
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| Plan Comparative Analysis |
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| Product Features |
Epayments |
Other Competitor |
| Our plan |
Azaadi & Azaadi 1, 2, 3 |
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| Credit Cards Accepted |
MASTER CARD/ VISA |
MASTER CARD/ VISA |
Pricing
| a) Setup integration fees (One Time only with Money
back guarantee for 1 month) |
Rs. 45000/- |
Rs. 27000/- |
Rs. 18000/- |
Rs. 9990/- |
Rs.70,000/- |
| b) Security Deposit |
Rs.1,00,000/- Security Deposit Required
Min Monthly Transaction Volume Required
Pay Within 48-72 hrs |
Nil |
Nil |
Nil |
Rs.5,00,000 |
| c) Due Diligence |
Nil |
Nil |
Nil |
Nil |
Rs.25,000/- |
| d) Thawte 128 bit SSL Certificate
Cost (Annual) |
Nil (notrequired) |
Nil (notrequired) |
Nil (notrequired) |
Nil (notrequired) |
Rs.48,000/- |
| Penalties |
NIL |
NIL |
NIL |
Nil |
Rs. 3000/- per month if the volumes are less than
defined limit |
Recurring Cost
a) Per Transaction
Discount Rate (Credit Card) |
*3.50% |
*4.25% |
*5.25% |
*7.00% |
7%(for the most preferred plan) |
| c) Annual Renewal Cost |
Rs. 4500/- |
Rs.2700/- |
Rs.2700/- |
Rs.2700/- |
Rs.15,000 |
| d) Manpower cost(monthly) |
Nil
(Do it yourself ease) |
Nil
(Do it yourself ease) |
Nil
(Do it yourself ease) |
Nil
(Do it yourself
ease) |
25,000(trained resource required for doing file
uploads, captures, refunds, etc on bank servers) |
Integration Process
| a) Ease of Integration |
Very Simple |
Difficult |
Complex |
| b) Time to integrate |
Less than an Hour |
15 days to 1 month |
15 days to 1 month |
Transaction Security
a) Credit Card
Verification Method ( i .e . C V V 2 forVISA ,C V C
2 for MASTER CARD ( What is this?) |
Yes |
No |
Yes |
| b) IP Address Tracking and cardholder
reverse look-up |
Yes |
No |
No |
| c) Manual Verification Support |
Yes |
No |
No |
| d) Verified By Visa- and MasterCard
SecureCode security |
Yes |
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No |
Additional Features and Support
| a) Live Merchant Support |
Yes |
No |
No |
| Technical Support |
Both Online & Offline Support |
No Offline Tech Support
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No Offline Tech Support
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| Response of queries |
Less than 8 working hours |
24 - 48 hours |
24 - 48 hours |
| f) Online Transaction Accounting
Module |
Comprehensive |
Limited |
Limited |
| g) Instant Email Order Alerts |
Yes |
Yes |
Yes |
| h) 'Virtual Terminal' |
Yes |
No |
No |
| SSL Certificate requirement at Merchant website |
No |
Yes |
No |
| Pre-qualification |
Nominal Documentary proofs |
Lot of documentation
Many legal hassels |
Lot of documentation
Many legal hassels |
| Bank Account Requirement |
Payment can be released to any Bank Account |
Bank Account in specific Bank is Required |
Bank Account in specific Bank is Required |
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*Service Tax 12.24% extra
** Payable only, if your site turnover is less than Rs 5,00,000/- per month |
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